
"We like the family-oriented neighborhood."-Home Buyer
»FinanceBuying Process
Buying a home, and securing your financing is a lot easier with a lender who knows the home building process. Our preferred lenders have put together a variety of programs to make buying and customizing your new Pacific Ridge Homes convenient, fast and uncomplicated. Receive Pacific Ridge Home buyer benefits such as these from our preferred lenders:
- On-site pre-qualification avaialble
- Optional reduced earnest money requirements
- 50% - 100% financing on all upgrades and options
- $1,000 lender bonus from our preferred lender on loan fees
- Smoother builder-lender interaction
Contact any one of our preferred lenders to learn more.
6 Steps to Becoming a Pacific Ridge Homeowner
In all the excitement of looking at homes, and deciding to purchase a Pacific Ridge Home, it's easy to feel overwhelmed. Our 6 step homeowner process will help you understand the steps and complete the process effortlessly.
DETERMINE YOUR HOME NEEDS & TIMELINE
Visit any one of our communities and meet with our community sales specialist. Our specialist can show you all of your options, including move-in ready homes, homes that are already under construction, as well as, available home sites where your new home can be built just for you from the ground up.
SECURE YOUR PACIFIC RIDGE HOME
Once you've selected the home that is perfect for you, you and your agent will sit down to sign the purchase agreement. Our community sales specialist will provide you with valuable information on the process of buying a new Pacific Ridge home and the timelines associated with your transaction. Within a few days, you'll receive a response from the builder. You'll then meet with your agent to go over the response. Once you have accepted the seller's response, the contract is complete.
ARRANGE FINANCING
Next, you'll secure pre-approval for your home mortgage. Pacific Ridge Homes preferred lenders offer a variety of preferred buyer programs. Visit our finance page to learn more about our preferred lenders and special offers for Pacific Ridge Home buyers.
CUSTOMIZE YOUR HOME
After purchasing your Built For You, or Personalized home, you'll visit our Pacific Ridge Home Studio to select from a wide array of options, features, and amenities. From home theater systems and built-in shelving, to top-of-the-line kitchen and bath fixtures, you decide what extra's you'd like to include to make your home as unique and special as you. You'll also visit our hard-surface and flooring showrooms where you'll find an exciting collection of high-end kitchen and bath countertops in marble or granite, beautiful tiles and an exceptional variety of carpeting choices.
CONSTRUCTION THROUGH COMPLETION OF YOUR NEW HOME
Experience first hand the quality of materials, expert workmanship and professional skill incorporated into your home by arranging for a tour during construction. Presale and early phase buyers are welcome to visit their home while under construction. When everything's finished, we'll schedule your pre-closing orientation. Showing you every part of your new home, as well as providing instruction on how to operate and maintain all appliances and installed systems.
CLOSE & MOVE IN
A few days prior to your closing date you will sign your loan papers at the escrow office. Once the loan has funded and the deed of trust is recorded by the escrow company, you'll be the proud owner of a beautiful new Pacific Ridge home. The keys are yours on the day of closing. Welcome to Pacific Ridge Homes. We're proud to have you as part of the neighborhood.
News
US mortgage rates at, near record lows-Freddie Mac
Mortgage rates dropped in the past week, with fixed-rate loans either reaching or nearing record lows, according to a survey released on Thursday by Freddie Mac, the second-largest U.S. mortgage finance company.
10-Jun-10 08:40
New home sales show surprising gains
New home sales were up 14.8 percent in April compared with March, according to a report from the Commerce Department. The seasonally adjusted annual rate of 504,000 units was the highest since April 2008.
That follows a 29.8 percent jump in March – the largest increase in 47 years.
26-May-10 08:59
Tax credit end not deterring US homebuyers
Home buyer tax credits have been a boon to the U.S. housing market, but their expiration this week is unlikely to deter home purchasing activity as consumers grow more confident, according to a survey released on Wednesday.
28-Apr-10 09:48
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